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Financial Forensics · End Term · 22 Dec 2024 · September 2024 term

Question 18: The Bankruptcy Bank, one of the major lending banks, has…

Question 18

+1 markOne correct option

The Bankruptcy Bank, one of the major lending banks, has hired you to build a credit underwriting model to help their automated lending decisions. Their definition of default is 60-89 DPD. There is historical loans data since January 1, 2021 till November 30, 2024. Which of the following is true?

  1. A

    Jan’21 – Nov’24 data should be used for model training

  2. B

    Jan’21 – Sep’24 data should be used for model training

  3. C

    Jan’21 – Mar’21 data should be ignored from model training

  4. D

    Sep’24 – Nov’24 data should be ignored from model training

  5. E

    None of these

Show answer

Correct answer

  • D

    Sep’24 – Nov’24 data should be ignored from model training

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Question 18 of 32 in the IIT Madras BS Financial Forensics (Financial Forensics) End Term paper sat on 22 Dec 2024, in the September 2024 term (IIT M DEGREE AN EXAM QDB3 22 Dec 2024). It carries 1 mark.

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