Question 5
The Bankruptcy Bank, one of the major lending banks, has hired you to build a credit underwriting model to help their automated lending decisions. Their definition of default is 60-89 DPD. There is historical loans data since January 1, 2021 till 31, July 2024. Which of the following is true – as of July 31, 2024?
Jan’21– Jul’24 is used for performance data
Apl’24 – Jul’24 is used for observation data
May’24 – Jul’24 is used for performance data
Jan’21 – Jan’24 is used for observation data
Jan’21 – Apl’24 is used for observation data